Terms of Service

Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Treviox B.V. ("Treviox", "we", "our", or "us") regarding your use of our website (treviox.world) and wealth management services. By accessing our website, requesting information about our services, or engaging Treviox for wealth management services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with any part of these Terms, you must not use our website or services. Your continued use of our website and services following any changes to these Terms constitutes your acceptance of such changes.

These Terms apply to all visitors, users, and clients of Treviox, including individuals who browse our website, request information, or engage our wealth management services.

About Treviox

Treviox B.V. is a Dutch company incorporated under the laws of the Netherlands, with registration number 60483972 and VAT number NL892106743B01. Our registered office is located at Marktplein 245, 5064 XF Tilburg, Netherlands.

Treviox provides professional wealth management services to high-net-worth individuals and families, including investment management, estate planning, tax optimisation, and related financial advisory services. We operate under applicable Dutch and European financial services regulations.

Our services are provided exclusively to qualified clients who meet our minimum investment requirements and suitability criteria as determined through our client onboarding process.

Use of Our Website

You may use our website for lawful purposes only and in accordance with these Terms. You agree not to use our website:

• In any way that violates applicable laws or regulations
• To transmit or procure the transmission of any unlawful, harmful, or offensive content
• To attempt to gain unauthorized access to our systems or networks
• To interfere with or disrupt our website or servers
• To collect or harvest personal information about other users
• To engage in any automated data collection or scraping activities
• For any commercial purposes without our express written consent

We reserve the right to monitor use of our website and to remove or refuse any content that violates these Terms or is otherwise objectionable. We may suspend or terminate your access to our website at any time without notice if you breach these Terms.

You are responsible for ensuring that your use of our website complies with all applicable laws and regulations in your jurisdiction.

Wealth Management Services

Our wealth management services are provided subject to separate written agreements that will govern the specific terms of our professional relationship. These Terms supplement but do not replace any such service agreements.

Eligibility: Our services are available only to individuals and entities that meet our client qualification criteria, including minimum investment thresholds and suitability requirements. We reserve the right to decline to provide services to any prospective client at our sole discretion.

Investment Risks: All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. We will provide risk disclosures and suitability assessments as part of our service agreements, but you acknowledge that investment decisions ultimately rest with you.

Regulatory Compliance: Our services are subject to applicable financial services regulations. We will conduct necessary due diligence, including know-your-customer (KYC) and anti-money laundering (AML) procedures, as required by law.

Fees and Charges: Our service fees will be clearly disclosed in separate service agreements. Additional charges may apply for certain transactions or services as specified in our fee schedule.

Client Obligations

As a client or prospective client of Treviox, you agree to:

• Provide accurate, complete, and current information about your financial situation, investment objectives, and risk tolerance
• Promptly notify us of any material changes to your circumstances that may affect our services
• Comply with all applicable laws and regulations related to your investments and financial affairs
• Pay all fees and charges in accordance with our service agreements
• Maintain the confidentiality of any account access credentials or sensitive information
• Cooperate with our compliance and regulatory requirements
• Review all documentation and communications from us promptly and carefully

Failure to fulfill these obligations may affect our ability to provide services and may result in termination of our professional relationship.

Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, software, and other materials, is the property of Treviox or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content from our website for your personal, non-commercial use only, provided that you do not modify the content and retain all copyright and other proprietary notices. Any other use of our content requires our express written permission.

The Treviox name, logo, and related marks are trademarks of Treviox B.V. You may not use our trademarks without our prior written consent.

If you believe that any content on our website infringes your intellectual property rights, please contact us at legal@treviox.world with details of your claim.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we handle your personal data.

By using our website and services, you consent to the collection and use of your information as described in our Privacy Policy and as required for the provision of our wealth management services.

We implement appropriate security measures to protect your personal and financial information, but you acknowledge that no system is completely secure and that you use our services at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, Treviox, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of our website or services, regardless of the theory of liability and even if we have been advised of the possibility of such damages.

Our total liability to you for all claims arising out of or relating to these Terms or our services shall not exceed the amount of fees paid by you to Treviox in the twelve months preceding the event giving rise to the claim.

We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We are not responsible for any damage to your computer system or loss of data that results from your use of our website.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential damages, so the above limitations may not apply to you to the extent prohibited by applicable law.

Disclaimers

Our website and the information contained therein are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

The information on our website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You should not rely on this information as the sole basis for making financial decisions and should consult with qualified professionals before taking any action.

We make no representations or warranties about the accuracy, completeness, or timeliness of the information on our website. Market conditions and investment opportunities can change rapidly, and information may become outdated.

Any forward-looking statements or projections are based on current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially.

Indemnification

You agree to defend, indemnify, and hold harmless Treviox, its directors, officers, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Any false or misleading information provided by you
• Your breach of any representations, warranties, or obligations

This indemnification obligation will survive termination of these Terms and your use of our website and services.

Termination

Either party may terminate the professional relationship established through our service agreements in accordance with the termination provisions set forth in such agreements. Termination of wealth management services does not automatically terminate your obligations under these Terms.

We reserve the right to suspend or terminate your access to our website immediately, without prior notice or liability, for any reason, including if you breach these Terms or engage in conduct that we determine to be inappropriate or harmful.

Upon termination, your right to use our website will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Termination does not affect any rights or obligations that have accrued prior to the effective date of termination.

Governing Law

These Terms and any disputes arising out of or relating to these Terms or our services shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the competent courts of the Netherlands, and the parties hereby consent to the personal jurisdiction and venue of such courts.

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be struck and the remaining provisions shall remain in full force and effect.

The parties agree to attempt to resolve any disputes through good faith negotiations before pursuing formal legal action.

Changes to Terms

We reserve the right to modify these Terms at any time in our sole discretion. When we make changes, we will post the updated Terms on our website and update the "Last updated" date at the top of this page.

For material changes to these Terms, we will provide reasonable advance notice by email to our clients or by posting a prominent notice on our website. Your continued use of our website and services following such notice constitutes your acceptance of the revised Terms.

If you do not agree to the modified Terms, you must discontinue your use of our website and services. If you are a client, you may terminate our service relationship in accordance with the termination provisions in your service agreement.

We encourage you to review these Terms periodically to stay informed of any updates.

Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and Treviox regarding your use of our website and services.

Assignment: You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

Waiver: Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Force Majeure: We will not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, or government actions.

Language: These Terms are written in English. In the event of any conflict between the English version and any translation, the English version shall prevail.

Contact Information

If you have any questions about these Terms or need to contact us regarding legal matters, please reach out to us: